Debit Card

Carrying cash often results in a pretty good trick—your money magically disappears! (Hmm, maybe "good" isn't the right word.) One minute it's there, the next it's gone! And keeping track of where it went can be pretty difficult.

But with a MasterCard® debit card, you can make purchases directly from your checking and get a monthly statement so you know where every dollar went. You can also get cash from any ATM when you need it. Anytime access to funds and easy expense tracking? We think that's an even better trick!

And with our Community debit card, get a debit card with your school logo and we will make a donation to that school! Learn More >

Debit Card
  • Make purchases and get cash from any ATM
  • Funds deducted automatically from checking
  • Accepted worldwide
  • Certain fees may apply at non-Prosper Bank ATMs
  • Set up automatic payments
  • Monthly statement for account reconciliation
  • More convenient than writing a check
  • Safer than carrying cash
  • Earn UChoose Rewards

UChoose Rewards

Earn rewards just by using your Prosper Bank debit card! UChoose Rewards is a rewards program where you earn points every time you use your debit card and sign for your purchases. Redeem points at to choose from millions of options, including merchandise, travel experiences, activities, event tickets, gift cards, and more!

Reed more about this program below. Check your point totals, view merchandise, or sign up for the program at

UChoose Rewards FAQ

How does the program work?

You earn 1 point for every $2 you spend using your Prosper Bank debit card for signature purchases. Points can be redeemed for a wide variety of merchandise featured in the online rewards catalog. NOTE: you must select credit and sign for your purchases to earn points. Bill Payment, ATM and PIN based transactions are not included in point accumulation.

The website keeps track of all points earned and will help you find what you are looking for when you get ready to redeem. You can even create a wish list that will let you know when you've earned enough points for that reward.

When can I redeem UChoose points?

It can take up to 40 days for your points to be credited to your account. You must accumulate 1,500 points before you can redeem your points. If points are not redeemed within 5 years, they will expire and cannot be used. New points will continue to accumulate.

Can I share points with family members?

All cards within a checking account automatically earn points together. In addition, if you have multiple checking accounts with Prosper Bank you can link them together to earn rewards faster.

How much does it cost to participate?

There's no cost. Membership in UChoose Rewards is absolutely free for Prosper Bank cardholders with a checking account, so start using your card and earning points today.

*UChoose Rewards are not FDIC insured and points do not have a cash value.