Rates

Effective January 08, 2014.


Rates are subject to change. Call your branch to confirm rates. Other terms and conditions may apply.


** APY listed below is an estimate. Actual APY will be based on specific account terms and will be disclosed at account opening.

Power Rewards Checking

TiersMinimum Opening DepositMinimum Balance to Obtain APY*Interest RateAPY*
Standard Power Rewards Balance$100$1.000.15%0.15%
$0 - $25,000.99
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$1.000.15%0.15%
$25,001.00 and above
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$25,001.000.15%0.15%
Power Rewards Checking Reward Qualifying Balances ≤ $25,000.99
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2.00%2.02%
Power Rewards Checking Reward Qualifying Balances ≥ $25,001.00
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0.50%0.50%

Power Interest Checking

Minimum Opening DepositMinimum Balance to Obtain APY*Interest RateAPY*
$100$1.000.10%0.10%

Power Savings

Minimum Opening DepositMinimum Balance to Obtain APY*Interest RateAPY*
$100$1.000.10%0.10%

* Annual Percentage Yield (APY) on variable accounts are for comparison only and may change after the account is opened. Fees may reduce earnings.

Prosper Kids Club

Minimum Opening DepositMinimum Balance to Obtain APY*Interest RateAPY*
$50$1.000.10%0.10%

* Annual Percentage Yield (APY) on variable accounts are for comparison only and may change after the account is opened. Fees may reduce earnings.

Power Money Market

Minimum Opening DepositMinimum Balance to Obtain APY*Interest RateAPY*
$500$1.000.10%0.10%

* Annual Percentage Yield (APY) on variable accounts are for comparison only and may change after the account is opened. Fees may reduce earnings.

Certificates of Deposit

Term LengthMinimum Opening DepositMinimum Balance to Obtain APY*Interest RateAPY*
1 Month CD$1,000.00$1,000.000.05%0.05%
3 Month CD$1,000.00$1,000.000.10%0.10%
4 Month CD Kids Club$250.00$250.000.35%0.35%
6 Month CD$1,000.00$1,000.000.25%0.25%
9 Month CD$1,000.00$1,000.000.30%0.30%
12 Month CD$1,000.00$1,000.000.50%0.50%
18 Month CD$1,000.00$1,000.000.65%0.65%
24 Month CD$1,000.00$1,000.000.80%0.80%
36 Month CD$1,000.00$1,000.001.10%1.11%
48 Month CD$1,000.00$1,000.001.40%1.41%
60 Month CD$1,000.00$1,000.001.65%1.66%
13 Month CD Special$1,000.00$1,000.000.90%0.90%
25 Month CD Special$1,000.00$1,000.001.10%1.11%

Individual Retirement Accounts

ProductMinimum Opening DepositMinimum Balance to Obtain APY*Interest RateAPY*
12 Month IRA$1,000.00$1,000.000.50%0.50%
24 Month IRA$1,000.00$1,000.000.80%0.80%
48 Month IRA$1,000.00$1,000.001.40%1.41%
60 Month IRA$1,000.00$1,000.001.65%1.66%

* Annual Percentage Yield (APY) assumes reinvestment of principal and interest at the original rate for one year. Penalty for early withdrawal on all Certificates of Deposit and Individual Retirement Accounts.